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FRMortgage Simulator
Calculate your monthly payment or find out how much you can borrow
Amount you wish to borrow
Select your mortgage duration
Rate calculated based on loan duration
Your monthly payment will be
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Note: This simulation is for informational purposes only and does not constitute a binding offer. The values shown may vary according to credit analysis and bank conditions. Contact us for a personalized analysis.
How does the simulator work?
Our simulator allows you to calculate in two ways: if you know how much you want to borrow, we calculate the monthly payment for different terms. If you know how much you can pay per month, we calculate how much you can borrow. Adjust the interest rate to see how it affects your payments.
What is it for?
- Estimate your financing capacity before looking for a home
- Calculate monthly payments for different loan scenarios
Rates Weather
Borrowing over
Select the repayment duration for your mortgage.
Fixed rate over
25 years
Market rate: 3.75 %
0
%
Satisfaction
We have built over 15 partnerships that allow us to secure the best market conditions.
We support clients with international financial structures, with income, assets and holding schemes from over 40 countries.
Over 83% of our applications result in approved financing.
Frequently Asked Questions
Are the simulator values guaranteed?
No, the values are indicative. The final payment depends on several factors such as your financial profile, property valuation, and bank conditions. Contact us for a real proposal.
What interest rate should I use in the simulation?
You can use the current Euribor plus a spread between 0.8% and 1.5%. For reference, the 12-month Euribor has been around 2.5-3%. Check our interest rates page for updated values.
What is the maximum mortgage term?
The maximum term is generally 40 years, but it depends on the borrower's age. The sum of age and term cannot exceed 75 years (with exceptions up to 80 years at some banks).
How much can I borrow?
Banks typically finance up to 90% of the property value for primary residence (80% for secondary residence). The monthly payment should not exceed 35% of net income.
Is CAFIMO's service free?
Yes, our service is 100% free for the client. We are paid by our partner banks when the mortgage is approved and finalized.
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+351 210 522 222
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