Financing Conditions for Property Acquisition

Notarial costs range between 5% and 10% of the purchase price in Portugal. They include IMT (Municipal Property Transfer Tax), IS (Stamp Duty, 0.8% of the purchase price), ISUC (Stamp Duty on Credit Use, 0.6% of the financed amount) and bank and notary costs of approximately €1,500 to €2,000.

Buying in Portugal requires a minimum of 10% down payment in addition to acquisition costs.

Absolutely not, CAFIMO has teams of intermediaries who speak French, English, Portuguese, Spanish.

Absolutely, living abroad is not a restriction. It will only have an impact on the mortgage characteristics.

We have developed many partnerships with Portuguese banks to adapt financing research to our clients' situation. We work notably with: Crédito Agrícola, Novo Banco, CGD – Caixa Geral de Depósitos, Banco BPI, Bankinter, Eurobic, Santander, BancoCTT, Abanca, UCI, among others.